Challenge 19 - Use some paint
Paint applied with a credit card. (I know I haven't done the journaling as I need to locate some information which currently isn't accessible).
Challenge 20 - Scrapbooking with smaller photos
Using 2 x 3x4
Challenge 21 - Divided page protectors
I have never used a divided page protector for an actual layout but I have to say I really like this method. The idea is that this divider will sit next to a normal 12x12 layout of my dh cutting his birthday cake. By doing it this way it has saved me the effort of completing two layouts or of making a double page. I'll use this technique again :)
Challenge 22 - Scrapbooking with squares
It's all squares!
Challenge 23 - Stretch your supplies
Using tiny scraps from off my desk which would normally be thrown out.
My dd's 11th birthday.